Tuesday, April 18, 2017

I want to put up a new fence. Where are my property lines? Quincy, Il "The Really Real Realtor"

A very common question in real estate is "Where are the property lines?". 

As a Realtor I can't physically point out the property lines to you for a few reasons.
 1) If I should tell you where I think the lines are and they aren't then I just gave you false information. 
2) Easements vary in different locations.
3) I am not a surveyor, I am a realtor.   
When a realtor lists a home we share the facts provided to us by the county to put a together a listing for marketing.

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Here are a few ways you can find property line information:

1) If you live in Adams County Illinois you can use a website called http://www.co.adams.il.us/GIS/. This website is provided by the county and has multiple maps that are very helpful.

2) Your DEED should have your property line information listed on it.Image result for property deed

4) Talk with your neighbors

Another option is to talk to your neighbors to see what documentation and understanding they have about the property lines between you. It’s also possible for you and your neighbors to agree on where the property lines are, and make that agreement official. This is called a lot line agreement, and it allows your neighborly alliance to become binding once you’ve both made and signed deeds that provide a detailed description of the property line you’ve agreed upon.
Be aware, however, that there may be zoning and other restrictions in place that can get in the way of creating a lot line agreement. If either you or your neighbor is still paying off a mortgage on the property, the bank may not allow such an agreement without a professional survey. If you don’t have any objections from the bank and are in compliance with all zoning laws, then all you’ll need to do is file your lot line agreement with the county and the new boundaries will become official.

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3) Check with your local city or village for exacts on easements in your area.

4) The absolute best way to find your exact property lines is to have a land survey done. Here are a few local companies that provide land survey services. http://www.klingner.com/   
http://www.fourpointssurvey.com/
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You need to know your property 

    boundaries or you can lose part of your property.                                           Image result for Better to know

Beyond understanding where you’re allowed to build or fence, knowing where your property lines is can also have insurance and liability implications. You want to make sure neither you nor your neighbors are encroaching on one anothers property. Believe it or not, there are some substantial risks involved with not knowing your property lines well:
It makes it hard to sell your home
If your neighbor built a fence or driveway that crossed over your property lines, even if it’s only a few inches, it could cause problems that would prohibit a title company from issuing insurance if you decided to sell. And, speaking of selling, whenever you buy or sell a home, you need to clearly understand where your property begins and the neighbor’s ends. This will impact the size of your lot, which can affect selling price as well as insurance considerations.
It can make you vulnerable to lawsuits
Blurry property lines can also cause confusion if there is a personal injury claim by someone visiting either you or your neighbor. To make sure all your ducks are in a row when it comes to protecting your property, visitors, and bank balance, it’s best to get an official report that clearly defines your property lines.
It can erode your property bit by bit
If your neighbor built a fence or structure that encroached on your property, and you didn’t notice, then after a certain period of time that neighbor would have the legal right to call that property their own under adverse possession laws. Many people only find out about contested property boundaries when it’s time to sell their house, and have to go to court to settle the dispute. Imagine the unpleasant surprise of finding that you have a lot fewer square feet to sell than you thought, just because you assumed your neighbor’s fence was put down in the right spot. When it comes to your property, it’s know it or lose it.
Demystifying your property lines isn’t as difficult (or expensive) as you may fear. By utilizing available resources and records, and communicating with your neighbors, you should be able to find out the official word on your property lines without too much pain and suffering.
And it’s absolutely worth it when you’re ready to put up that new fence, add on to your home, or increase outdoor security with surveillance cameras. After all, you want to make sure the property that you’re improving and protecting is actually yours.
(Credit you need to know your boundary line or lose it section and talking with your neighbors to Holly King)

New listings posted daily on my Facebook page:Century 21 Broughton Team Agent Misty Dowling IL Licensed Broker


Misty Dowling  Realtor® 217-440-2339
 Century 21 Broughton Team

Monday, April 10, 2017

310 W Edwards Payson, IL 62360

Property Site: http://tour.circlepix.com/home/KRVE5H/310-W-Edwards-Payson-IL-194895
Country setting in the heart of Payson, Il. 3 bedrooms, 2 bathrooms including a master suite. Great open country views from the backyard. You can't believe you are in a manufactured home with this great set up. Large detached 2 car garage. 3 out buildings. One building has electric. Other parking: the other is set up to store your boat or trailer. You drive into it and drop your trailer and drive out the other side. $3,000 storm shelter installed in 2016. Very convenient for storm safety. If you are looking for a home in the country, this is it! Dining room chandelier does not convey.
Bedrooms: 3
Bathrooms: 2
Square feet: 1,418
Price: $75,000

For more information about this property, please contact Misty Dowling at 2172244600 or misty.dowling@century21.com. You can also text 4263423 to 67299.


See more listings at: http://homesforsale.century21.com/agent/misty.dowling@century21.com


MLS ID: 194895

Monday, April 3, 2017

1112 Adams Quincy, IL 62301

Property Site: http://tour.circlepix.com/home/8PLAQF/1112-Adams-Quincy-IL-194863
With a little elbow grease this could be a great flip project, rental or cheap living close to Quincy's beautiful South Park! Vinyl windows through out the home. Shingled part of the roof on the house replaced within last 2 yrs, kitchen re modeled in 2001. Central and heat installed around 2001. Upstairs walls were stripped and new drywall installed, finishing touches needed but the hard part is done. Spacious fenced yard with covered patio and one car garage with new garage door 2016. Garage shingles will need to be replaced. The seller has purchased the shingles for the garage and they will convey. Fire ring, firewood, and deep freeze do not convey.
Bedrooms: 3
Bathrooms: 1
Square feet: 1,419
Price: $30,000

For more information about this property, please contact Misty Dowling at 2172244600 or misty.dowling@century21.com. You can also text 4249008 to 67299.


See more listings at: http://homesforsale.century21.com/agent/misty.dowling@century21.com


MLS ID: 194863